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Review Highlights
“Sean is patience and answers every dumb question I ask and will take time to explain anything that is unclear along the way.” in 58 reviews
“I will definitely use them again and will recommend them to anyone looking to make a purchase or refinance.” in 6 reviews
“I received the lowest interest rate I could find anywhere and I was charged no fees for this service!!” in 5 reviews
Location & Hours
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About the Business
Business owner information
Sean B.
A boutique mortgage brokerage located in the heart of Manhattan; Block Financial Resources is dedicated to providing elite customer service and a financially satisfying experience for every client that we work with. Built on the principles of service and accountability, the structure of Block Financial Resources (BFR) enables an intimate, hands-on approach that is often times overlooked in today's banking industry. By maintaining a vast network of banking relationships, we have access to the most favorable terms available for each specific loan scenario. Our network consists of the largest financial institutions, smaller regional banks, portfolio lenders and private lending sources. From Cooperatives to Condominiums, to Single-Family homes, Multi-Family homes, Mixed-Use properties and Commercial properties; we are experts at working with all property types. Our expansive list of programs includes FHA, VA, Fannie Mae, Freddie Mac, Jumbo, Commercial, Reverse Mortgage and Home Equity financing. NMLS Entity ID 132830 Registered Mortgage Broker A007263- NY Department of Financial Services. NJ Residential Mortgage Boker-NJ Department of Banking and Insurance. Company does not issue commitments and loans are funded through 3rd party lenders.
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Overall rating
64 reviews
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1 star
- Shameer N.Bronx, NY067Dec 13, 2023
We had an excellent experience with Sean, our mortgage broker. His professionalism and patience were outstanding as he guided us through the process, answering all our questions, and providing valuable education about the loan
process.
When we found a property we wanted to proceed on purchasing, Sean secured a great rate during challenging market conditions. We'll definitely use his services again. Special thanks to Ava for ensuring a smooth process. 5 stars, hands down!Helpful 0Thanks 0Love this 0Oh no 0 - Leslie C.Austin, TX07Apr 17, 2024
Jeff and the team at Block Financial was amazing. I was demanding and a hot mess throughout the process of finding a lender. Jeff and Dani were both patient, empathetic and thorough. Jeff was committed to getting me the best loan for me. I can't recommend Block Financial enough!
Helpful 0Thanks 0Love this 0Oh no 0 - J X.New York, NY01Apr 9, 2024
I reached out to Block after seeing all the good reviews on Yelp/Google about working with Sean and Ava. This review is not about them. Instead of Sean or Ava, I was assigned to work with Jeff Nunez. After our initial call, Jeff did not respond to emails in a timely manner. I submitted an application and requested documents from the checklist and never heard back. I asked for loan quotes and didn't hear back about that either. Other lenders I spoke to always replied within one business day without the need for an email followup. Jeff did not respond to my email or the followups, which was an instant elimination in my book. Block Financial may have been able to offer better rates (who knows, Jeff never got back to me!) but the customer service was simply subpar. I needed a loan officer who was responsive and could overcome any potentially urgent issues that may arise with closing. Jeff didn't demonstrate that he could be that loan officer for me. My recommendation if you must work with this broker: avoid Sean and request Sean or Ava instead.
Helpful 0Thanks 0Love this 0Oh no 0 - Katie L.Manhattan, NY655307Apr 30, 2023
The best, most professional and responsive broker company I've ever worked with. I've worked with Block over the years, on 2 mortgages and 1 refi now! And have referred them to multiple people. Each time, they listened to what I was looking for and got me exactly what I wanted. They go out of their way to find and dig up the best rates compared to all the other banks I got comparison quotes from. The amount of leg work they save you, and the ease that using Block adds to an otherwise stressful and overwhelming experience is unparalleled. Sean is patience and answers every dumb question I ask and will take time to explain anything that is unclear along the way. Block Financial's response time is the most impressive i've seen in the sector. Highly recommend them with 100% faith every time.
Helpful 0Thanks 0Love this 0Oh no 0 - 615316413Dec 8, 2020
Sean and Nicole are so kind, professional, and knowledgeable; they had our best interests in mind and we felt trust in them throughout the entire process. Despite the uncertainty of the current landscape, we were provided with frequent check-ins and guidance. Sean took the time to listen to us and to talk us through everything, and getting all our documents organized and uploaded felt pretty straightforward. Nicole and Sean were always impressively prompt in answering our questions and allaying our anxieties, and managed to get us rates that beat our local banks' by far!
Our entire process was virtual, and we'd had little sense of what to expect before working with Sean. With larger institutions, I'd felt like just a number, but Sean really went above and beyond in helping us understand the process, as well as in advising us about how to proceed. Nicole and Sean definitely smoothed a complicated process, and we felt super lucky to work with them! Block has the best rates and the best service, and they really understand the NYC market.Helpful 3Thanks 0Love this 2Oh no 0 - Jess F.Brooklyn, NY14May 29, 2023
Sean came recommended by a friend and he was amazingly helpful! He was very thorough and guided us through the entire mortgage process. He was also available for any questions we had. He made an intimidating process very easy and I will definitely be recommending him to everyone I know.
Helpful 0Thanks 0Love this 0Oh no 0 - Jacob W.Queens, NY10411042Dec 10, 2020
We were first time home buyers working with Sean and Nicole to secure a mortgage for a co-op, and they made the entire process a snap. They were incredibly thorough in making sure we understood everything that was going on. I was especially impressed at how consistently they followed up with us to make sure that every aspect of the transaction was proceeding apace. They found us fantastic rates that I do not think we would have been able to find without them, and the entire process would have taken a lot longer (and been a lot more anxiety inducing) without them.
I would give my strongest recommendation for Block to every kind of potential borrower. We got great results with incredible service along the way.Helpful 2Thanks 0Love this 0Oh no 0 - Tara F.Manhattan, NY06Feb 8, 2023
I recently closed on my apartment and I have to say Sean and Nicole were the main reason I got thru this whole home buying process as a first timer. I was buying at a rough time (interest rates were going up, it was really stressful) and the rates given to me by several of the major banks (including one I'm employed at) were higher than I was hoping for. Sean was able to get me an incredible rate, and when closing took a little longer than expected, he was then able to extend the rate to help me close. Nicole was so efficient and made all the document submissions so easy. And they're so responsive!! I had to call Sean during closing with a question and he was immediately available and such an amazing resource. I cannot recommend them enough. Will definitely be using them again in the future if I end up refinancing or buying another place. Cannot recommend highly enough! The absolute best.
Helpful 0Thanks 0Love this 0Oh no 0 - Alex V.New York, NY125210Jul 10, 2019
I first worked with Sean on a loan 5 years ago. I had spoken with a few bank mortgage loan officers and a few brokers and decided to go with Sean because he took a lot of time to clearly and patiently explain the details and process to this first-time home buyer and his rates seemed to be the lowest.
Working with him was excellent! Sean and his team are extremely helpful - detailed, responsive, thorough and friendly. He made a complicated process easy and was always on top of things to make sure things were going smoothly and closed on time.
When it came time to refinance my 5 year ARM this summer I didn't hesitate to call Sean again (though I also tried a few other sources to make sure he had the best rates - he did) and the experience of working with him hasn't changed. I'd gladly work with him again and would highly recommend him to others!Helpful 1Thanks 0Love this 0Oh no 0 - Raul G.Brooklyn, NY26Jan 15, 2021
Being this our second mortgage, I have to fully recommend Sean and team for their services. They made the entire process very easy and were very responsive. They got us a great refinance rate and took the time to explain the process and answer the multiple questions we had. Thank you!
Helpful 1Thanks 0Love this 0Oh no 0
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